Consumer-Driven Banking

Abstract illustration: a charcoal circle and a red circle joined by a thin line with a mustard dot between them, the secure flow of consumer-permitted data between a bank and a fintech app under Canada's draft open banking rules

Fintech · Regulation & Compliance · Analysis

Twelve Months, $2,500 and Shared Liability: What Canada’s Draft Open Banking Rules Decide

Canada’s proposed Consumer-Driven Banking Regulations set accreditation paths, a 12-month consent limit and clear liability rules. Here is what they decide, and what is still open.

October 20, 2026

Twelve Months, $2,500 and Shared Liability: What Canada’s Draft Open Banking Rules Decide

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