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Fintech
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TechPortfolio Since
2016

Fintech

Financial technology in Canada and around the world: payments, banking, wealth, regulation, security and digital assets.

Abstract illustration: two equal-height bars side by side beside a ring with a solid disc, the idea of reserves matching coins one for one
Blockchain & Digital Assets · Analysis

Why Canada’s Draft Stablecoin Rules Ban Yield and Demand Full Backing

Ottawa's proposed stablecoin rules would require full reserves, three-day redemptions and no interest for holders. Comments are open until December 23.

November 3, 2026
Abstract illustration: two bars of 10 and 13.8 units beside a pie split about 71 to 29, a valuation step-up and a raise made mostly of new capital
Industry & Markets · Analysis

When Chequing Beats Investing: What a C$13.8-Billion Valuation Signals

Canada's biggest consumer fintech has raised up to C$425 million at a C$13.8 billion valuation. The most telling number is that chequing now outpaces investing for new accounts.

October 29, 2026
Abstract illustration: four bars narrowing from wide to short feeding through a line into a ring with a red dot at its centre, the four-step test that leaves one registered payment provider
Payments · Explainer

Who Has to Register With the Bank of Canada to Move Customers’ Money?

Since September 2025, payment firms must register with the Bank of Canada before moving money for others. Here's the four-step test, the exemptions and what registration demands.

October 27, 2026
Abstract illustration: a charcoal circle and a red circle joined by a thin line with a mustard dot between them, the secure flow of consumer-permitted data between a bank and a fintech app under Canada's draft open banking rules
Regulation & Compliance · Analysis

Twelve Months, $2,500 and Shared Liability: What Canada’s Draft Open Banking Rules Decide

Canada’s proposed Consumer-Driven Banking Regulations set accreditation paths, a 12-month consent limit and clear liability rules. Here's what they decide, and what's still open.

October 20, 2026
Industry & Markets · 2018

Mexico Bank Buys Into Singapore Startup in a Big Way

Startups outside of Silicon Valley bank on having international reach.

January 25, 2018
Blockchain & Digital Assets · 2017

IBM and Maersk Team Up to Bring Blockchain Tech to the Shipping Industry

In the shipping industry, where a single container can go through dozens of people and organizations, effective record-keeping is crucial. IBM and Maersk are now collaborating to help shipping companies manage their massive paper trail with blockchain.

March 13, 2017
Wealth & Investing · 2017

Wealthsimple CEO Takes 2016 Techvibes Entrepreneur of the Year Award

Wealthsimple launched just over two years ago, and already the Canadian company is rolling out their robo-adviser services across the United States. That’s only part of the reason why CEO Michael Katchen just took top honors as Entrepreneur of the Year at the Techvibes 2016 Canadian Startup Awards.

March 8, 2017
Blockchain & Digital Assets · 2017

Northern Trust and IBM Team Up to Bring Blockchain to the Financial Sector

In the first commercial implementation of blockchain technology for the private equity market, Northern Trust has collaborated with IBM to solve the problem of increasing transparency, efficiency and security in private equity administration.

March 6, 2017
Blockchain & Digital Assets · 2017

‘That Is Nothing’: Few Developers Prepared for Looming Blockchain Revolution

Blockchain has the potential to revolutionize financial services and will produce "astonishing creative destruction" and "even more upheaval than the Internet’s first information era," according to The Globe…

February 21, 2017
Banking & Personal Finance · 2017

H&R Block and IBM Watson Team Up to Take On Tax Season

From healthcare to education, IBM Watson is helping to shape the future of many data-rich industries. Now, in partnership with H&R Block, the cloud-based cognitive computing system will bring its capabilities to a process that affects almost everyone—the tax preparation process.

February 6, 2017
Payments · 2017

Taking Fintech International Pays Off for Startups

If the potential of expanding your fintech startup’s vision to encompass the world was ever unclear, the $9 billion valuation of Stripe made it crystalline. Here's our roundup of the reasons to aim global with your fintech ideas.

January 18, 2017
Industry & Markets · 2017

A “Global First Approach” For Growth Potential in Fintech

Dinaro Ly, Director of the MaRS FinTech cluster in Toronto, connects rising fintech companies with financial industry stalwarts. TechPortfolio recently spoke to Dinaro about the potential that smart startups tap into by incorporating cross-border planning and setting their sights on the world market.

January 17, 2017
Blockchain & Digital Assets · 2017

Building a Future on Blockchain

Founded in mid-2016, Nuco is a Toronto-based startup that provides blockchain infrastructure for enterprise markets. The brainchild of three former Deloitte employees, Nuco is preparing to take on the international fintech scene.

January 16, 2017
Payments · Profile · 2017

Payment Rails Pushes Fintech Beyond Borders

The international vision of Toronto-based company Payment Rails has placed company founders Tim Nixon and Ferhan Patel at the cusp of a new movement: fintech startups who see the opportunity in a worldwide customer base. TechPortfolio spoke to co-founder and CEO Tim Nixon about matching vision with execution on the world fintech stage.

January 13, 2017
Payments · Profile · 2017

Massive Global Market Leads to High Valuation for Stripe

Much has been said recently about the pitfalls of globalization, especially in the manufacturing industry, but when it comes to software and fintech, international expansion represents incredible opportunity.…

January 11, 2017
Industry & Markets · 2016

The Practical Age of Monetized Data Has Finally Arrived

Major companies like Uber and Under Armour are putting data to work, and the emerging partnerships and new app developments are having a bottom-line impact.

December 14, 2016
Blockchain & Digital Assets · 2016

IBM Brings New Depth to Blockchain Ecosystem For Developers

IBM’s recently launched Blockchain Ecosystem is an open source, openly governed, cross-industry effort to advance the Linux Foundation blockchain technology known as The Hyperledger Project.

December 13, 2016
Blockchain & Digital Assets · 2016

Blockchain Breaks New Boundaries: Insurance and Authentication

Insurance and security are growing in the conversation around blockchain. How are these frontiers being explored in the world of startups?

November 29, 2016
Blockchain & Digital Assets · Feature · 2016

Fintech FOMO: Stories for Success on Blockchain and Smart Contracts

If you’re aiming for a career in blockchain, or building a fintech startup, here are the first things you need to prepare.

November 7, 2016
Regulation & Compliance · 2016

Why Fintech Entrepreneurs Should Make Friends with Regulations

Adam Nanjee, Head of Fintech at MaRS Discovery District, explains the key role of the regulatory environment at each stage of a fintech startup’s development.

October 20, 2016

Frequently Asked Questions

What does TechPortfolio cover in fintech?

Payments, banking and personal finance, wealth and investing, regulation and compliance, security and identity, and blockchain and digital assets, with a focus on Canadian companies and the people building them.

What is fintech?

Fintech, short for financial technology, is software and services that change how people and businesses pay, borrow, save, invest and manage risk. It covers startups as well as the technology that banks and insurers build themselves.

Does TechPortfolio cover Canadian fintech regulation?

Yes. The Regulation & Compliance subsection covers rules that affect Canadian fintechs, including anti-money-laundering obligations, open banking and securities rules for digital assets.

Are older fintech stories still on the site?

Yes. Fintech coverage dating back to 2016 is kept in each subsection and labelled with the year it was published.

How can a fintech company be featured?

Email info@techportfolio.net with a short description of the company, what is new and why it matters to Canadian readers.

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