Topic

Regulation

Abstract illustration: two equal-height bars side by side beside a ring with a solid disc, the idea of reserves matching coins one for one

Fintech · Blockchain & Digital Assets · Analysis

Why Canada’s Draft Stablecoin Rules Ban Yield and Demand Full Backing

Ottawa's proposed stablecoin rules would require full reserves, three-day redemptions and no interest for holders. Comments are open until December 23.

November 3, 2026

Abstract illustration: four bars narrowing from wide to short feeding through a line into a ring with a red dot at its centre, the four-step test that leaves one registered payment provider

Fintech · Payments · Explainer

Who Has to Register With the Bank of Canada to Move Customers’ Money?

Since September 2025, payment firms must register with the Bank of Canada before moving money for others. Here's the four-step test, the exemptions and what registration demands.

October 27, 2026

Abstract illustration: a charcoal circle and a red circle joined by a thin line with a mustard dot between them, the secure flow of consumer-permitted data between a bank and a fintech app under Canada's draft open banking rules

Fintech · Regulation & Compliance · Analysis

Twelve Months, $2,500 and Shared Liability: What Canada’s Draft Open Banking Rules Decide

Canada’s proposed Consumer-Driven Banking Regulations set accreditation paths, a 12-month consent limit and clear liability rules. Here's what they decide, and what's still open.

October 20, 2026

Why Canada’s Draft Stablecoin Rules Ban Yield and Demand Full Backing

Who Has to Register With the Bank of Canada to Move Customers’ Money?

Twelve Months, $2,500 and Shared Liability: What Canada’s Draft Open Banking Rules Decide

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